While each business has its own set of opportunities and challenges, MassBayCapital operates all businesses with a core set of guiding principles:

       Demand the utmost integrity

       Believe in full transparency with open, honest dialogue at all times

       Keep promises and honor our commitments

       Treat people with respect

       Operate and invest for long-term value, not short-term gains

       Depend on the entire team

       Believe in true talent management:

              - Hire top performers

              - Provide the necessary support

              - Give real responsibility

              - Hold people accountable

              - Reward top performance

       Operate to win, we do not believe in mediocrity

       Manage businesses with the principle that customer
           value must come first