While each business has its own set of opportunities and challenges, MassBayCapital operates all businesses with a core set of guiding principles:

       Demand the utmost integrity
       Believe in full transparency with open, honest dialogue at all times
       Keep promises and honor our commitments
       Treat people with respect
       Operate and invest for long-term value, not short-term gains
       Depend on the entire team
       Believe in true talent management:
              - Hire top performers
              - Provide the necessary support
              - Give real responsibility
              - Hold people accountable
              - Reward top performance
       Operate to win, we do not believe in mediocrity
       Manage businesses with the principle that customer
           value must come first